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U.S. Local Government General Obligations

In this document HR Ratings details our methodology for the evaluation of US local government general obligation bonds.



Evaluation of the Integrity Policy

This Methodology provides the guidelines by which HR Ratings assesses compliance with the Integrity Policy of an entity or organization



Partial Guarantess for Structured and Unsecured Debt

Methodology to incorporate Partial Guarantees into the credit analysis process for different types of assets.



General Methodological Criteria

The present Methodology establishes the General Methodological Criteria of HR Ratings. Our credit ratings need to be understood as rankings of the relative creditworthiness of different entities or credits. Creditworthiness takes into consideration both the ability and willingness to meet debt obligations in the manner prescribed in the relevant documentation. Default refers to the non-compliance of previously agreed obligations. Later, this document presents the type of defaults that we recognize and the evaluation that is made over the impact that the default will have in certain obligations over the entitys rating.



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